California enjoyed a comparatively mild wildfire season in 2019, but it wasnt enough to save Bobbi Pimentels homeowners insurance policy.
Pimentel and her husband, who live in a rural area 30 miles east of Redding, got the dreaded notice in late November: Horace Mann Educators Corp., which has insured their property for 13 years, wouldnt renew their policy.
Pimentel, whos still looking for new coverage, fears her premiums could triple, costing her thousands of dollars.“I just dont understand how they can do that,” said Pimentel, 77. “They dont mind taking our money but theyre not covering anything.”
A company spokeswoman wouldnt discuss Pimentels case but said Horace Mann has paid out $157 million in California wildfire claims since 2017.
The insurance crisis in California wildfire country is showing few signs of abating. Rural residents are losing coverage, rates are shooting up and experts say the problem defies easy remedies.